Accidental Death

AD& D covers accidents involving work-related machinery, poisoning, falls, suffocation, choking, drowning, and fires. This type of policy may  also cover dismemberment (partial or total loss of a hand, arm, or other body part),  paralysis, blindness, speech, or hearing. In addition, AD & D  covers injuries or deaths that result from an accident that occurs while riding as a fare-paying passenger on a bus, train, airplane, ferry, taxi, or another common carrier. However, a death (directly related to the accident) must occur within a few months of the accident. If the death or injury is not related to the accident than the accident is not covered. 

1. You need coverage quickly.
2. You care about your loved ones and want protect them in the event of a tragic accident.
3. You want protect your family without taking a medical exam.
4. You want additional coverage, on top of traditional life insurance.
5. You want a policy that is affordable.

Don't leave your spouse, children, or other family members behind with a financial hardship if you die in a tragic accident. 

If you are injured or killed in an accident while riding as a fare-paying passenger on a bus, train, airplane, ferry, taxi, or other type of common carrier, you may be entitled to double, or even triple, the coverage amount of your AD&D Insurance policy.