whole life insurance

Whole life (WL) is insurance for life that covers you for as long as you live (as long as premiums are paid on time), at a locked-in rate that won't increase as you age or if your health status changes. WL also builds cash value over time, which is considered money you can set aside for your future! 

Additional benefits are: 

• Locked in premiums. 
• Guaranteed cash values and dividends. These are dependent on the type of policy.
• You can borrow against the cash values 
• Current federal income tax law allows for deferred tax advantages for some insurance policies.
• Coverage for your whole life (generally to age 100). If the policy is still in force.

Ready to start preparing for your future and protect your family now?

• Get life insurance coverage for your entire life.
• Get fixed payments that remain the same, even as you get older or your health declines
• Accrues cash values or dividends, depending on the policy
• Allows you to borrow against the cash value, often at a favorable rate
• Cash value can accrue on a tax deferred basis, according to current tax law

Protect your loved ones today and grow your money for tomorrow.

A Whole Life policy can have fixed payments that can be made monthly, quarterly, semi-annually, or annually. Be in control of your policy and chose the payment option that is best for your budget. 

Once you buy a Whole Life policy, it's insurance for life and the life insurance rate you pay is guaranteed to stay the same, even as you age, or your health status changes.

Life can change instantly. It's time to start thinking about the future and plan for retirement. Buy a Whole Life Policy, today.

Everyone is different and has different coverage needs. That’s why Whole Life policies are a perfect option since you can choose from a list of options for your coverage amount. 

When choosing your death benefit amount, consider your loved ones. Ask yourself, how much financial support (long-term & short- term) will my loved ones need if I die unexpectedly. What immediate expenses would they need to cover? And how much money would they need for their future?

Do not wait until it is too late. Let’s figure out how much insurance you need based on your current financial situation.