ACCIDENTAL DEATH
ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) LIFE INSURANCE
What is an AD&D Policy?
AD&D Insurance is a great way to help protect your family in the event of a tragic death or accident. This type of policy does not require a medical exam, which is ideal if you have had a difficult time getting approved for a term or whole life policy. As long as you are 18-80 years old, you will NOT be turned down for any health-related issues.
Another great benefit of AD&D Life Insurance is that you will not be turned down due to your occupation. Your occupation or passion will not prevent you from protecting your loved ones.
Best of all, it’s fast, easy, and affordable coverage. Since there is no medical exam to take or long forms to fill out, often you can get covered today with no waiting period.
Get Your Personalized AD&D Quote Today
What Does Accidental Death Insurance Cover?
AD& D covers accidents involving work-related machinery, poisoning, falls, suffocation, choking, drowning, and fires. This type of policy may also cover dismemberment (partial or total loss of a hand, arm, or other body part), paralysis, blindness, speech, or hearing. In addition, AD & D covers injuries or deaths that result from an accident that occurs while riding as a fare-paying passenger on a bus, train, airplane, ferry, taxi, or another common carrier. However, a death (directly related to the accident) must occur within a few months of the accident. If the death or injury is not related to the accident than the accident is not covered.
5 Reasons to
Consider Accidental Death
- You need coverage quickly.
- You care about your loved ones and want protect them in the event of a tragic accident.
- You want protect your family without taking a medical exam.
- You want additional coverage, on top of traditional life insurance.
- You want a policy that is affordable.
Don’t leave your spouse, children, or other family members behind with a financial hardship if you die in a tragic accident.
Triple Payout in Common Carrier Accidents
If you are injured or killed in an accident while riding as a fare-paying passenger on a bus, train, airplane, ferry, taxi, or other type of common carrier, you may be entitled to double, or even triple, the coverage amount of your AD&D Insurance policy.